mathematically perfected economy™ (MPE™)    1  :   the singular integral solution of  1) inflation and deflation,  2) systemic manipulation of the cost or value of money or property, and  3) inherent, artificial multiplication of debt into terminal systemic failure;    2  :  every prospective debtor's right to issue legitimate promises to pay, free of extrinsic manipulation, adulteration, or exploitation of those promises, or the natural opportunity to make good on them;    3  :  our right to certify, to enforce, and to monetize industry and commerce by this one sustaining and truly economic process.

Whenever the legislators endeavor to take away and destroy the property of the people, or to reduce them to slavery under arbitrary power, they put themselves into a state of war with the people, who are thereupon absolved from any further obedience.

John Locke, 1690

Whenever destroyers appear among men, they start by destroying money, for money is men's protection, and the base of a moral existence.

Ayn Rand

The end of democracy and defeat of the American Revolution will occur when government falls into the hands of the lending institutions and moneyed incorporations.

The Bank of the United States is one of the most deadly hostilities existing against the principles and form of our Constitution. The system of banking is a blot [defect] left in [unsolved by, and unfortunately tolerated by] all our Constitutions [state and federal], which if not covered [eventually solved and revoked] will end in their destruction. I sincerely believe that banking institutions are more dangerous than standing armies; and that the principle of spending money to be paid by posterity is but swindling futurity [on the greatest possible scale].

Thomas Jefferson

But when a long train of abuses and usurpations, pursuing invariably the same Object evinces a design to reduce them under absolute Despotism, it is their right, it is their duty, to throw off such Government, and to provide new Guards for their future security. Such has been the patient sufferance of these Colonies; and such is now the necessity which constrains them to alter their former Systems of Government. The history of the present King of Great Britain is a history of repeated injuries and usurpations, all having in direct object the establishment of an absolute Tyranny over these States. To prove this, let Facts be submitted to a candid world.

Thomas Jefferson — Declaration of Independence

The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, OR TO THE PEOPLE.

Tenth Amendment of the United States Constitution — Bill of Rights

MORPHALLAXIS, January 14, 1979.


Tuesday, May 5, 2009


Until this notice is removed, the present version of this document is posted ONLY for peer review and input, until we are ready to man its circulation.

In preparation for this, our site is undergoing substantial revision of material and format. As this page is posted in the evolving format, in order to navigate away from this page to the remainder of the site, click the link to the HOME page (top left, above black PFMPE™ bar).


The present constitutional amendment necessarily exercises the most fundamental power of a republican government as established under the United States Constitution — the primary right of the people to establish law, to govern themselves, to restrain government to the absolute bounds of representation, and to remove and to repair the damages of usurpations. A further qualified object of this petition is to prescribe mathematically perfected economy™ as a formal and indispensable means of diverse further rights. Provided arguments submit this appeal as the only plausible instrument of its vital purposes, which are no less than to avert world-wide monetary failure and to establish a lawful basis for true monetary and political justice.

  • That we succeed in this effort, we are soliciting voluntary funding for legal, promotional and administrative costs.
  • This is an international movement: We further ask for competent persons to translate and to proof this document and related content into further national implementations; or we offer that other countries may alternatively adopt the petition in its present language.
  • Citizens may sign electronic petitions or download this and related files to circulate physical copies in signature campaigns.
    • When the final draft is ready, electronic signature and download links will be available at the bottom of this page.
  • Cooperation from further organizations is welcome so long as origin, immutability, and the character of further efforts remain subject to official approval of PFMPE™: while further organizations may link to this page, PEOPLE For Mathematically Perfected Economy™ shall remain the sole official distributor and collector of the subject petitions.
    • Because numerous independent email campaigns are poised and expected to promote this effort, we warn that to black list or to filter any URL, relay or IP vital to this effort is a severe criminal transgression of this act.
    • No permission, right or authority exists to derive or to campaign independent derivations of this copyright petition.
  • Please email amendment[at]perfecteconomy.com for correspondence on these purposes.

The suggested process is to read this document casually for a general understanding of its parts and strategy before giving it serious study.


We have still just one formative debate regarding this petition. One party believes this material should be reduced to the simple form of the second amendment — the right to mathematically perfected economy™ shall not be infringed. Being as the ground work of proving mathematically perfected economy™ is behind us, it is possible to do this. But there are three principal reasons why I am resistant to conforming to the precedent.

First, by eliminating an explicit prescription from our law, we open the way to revision and conflict which may arise without any authority whatever. Regardless of its faults, this was the unlawful fate of the gold standard.

Secondly, one of the most important objects of this amendment is to protect us from injustice and incompetence by imposing a higher standard upon law — by requiring even that its principles, objects and means not only be declared, but subject even to popular invalidation outside of the previous, ostensible means of representation which time has proven are so subvertable. This ability of even a single citizen to invalidate all law failing to meet the standards of this amendment, would not only itself have defeated the so called Federal Reserve Act long ago; it largely makes all abuse of power impractical, because it makes any and every detail of abuse so subject to rejection. Of course, the very law which establishes this necessary innovation must itself be subject to the standard, because the purpose of the standard is to open the way to perfection by the subject populace, and to give them the greatest possible power to hold their representatives accountable for popularly defined representation — all of which authorities are likewise established by this amendment, and all of which objects would readily be defeated if the amendment were reduced to just such a mere expression of intent.

Finally, if an ostensibly self ruling populace will not make itself master of the prescription, it knows not even to what it consents. Nothing in my opinion could be more careless or undeserving.

Yes then, this proposal, in applying not only to further amendments, but to all existent law, and even prescribing the perfection of economy, comprises some actually, relatively small measure of material beyond the sums to which we may be accustomed. But even as one of its purposes is to require a higher standard than misleading nomenclature, we can hardly just say that the right to mathematically perfected economy™ shall not be infringed.





In the wake of such neglect of authority and abuse of power as has subjected us for most of our history to unassented systems of exploitation which can only multiply artificial indebtedness into terminal artificial debt, WE The People hereby exercise our foremost power1 to prescribe the absolute bounds to which we may be known subject, and to criminalize all purposes against ours2 by so restricting all authority:


In our right and duty to ourselves to ensure representation, no authority shall exist without meeting every demonstrable standard necessary to representation, including:

  1. In both its entire body and distinct expressions, all law must be distilled to the fewest necessary principles; and no body or case of law shall persist but as most simply and unambiguously represents and realizes its principle.
  2. All law shall set forth its purpose; shall be of no force or legitimacy whatever otherwise; and shall neither stand nor be exercised from the moment it is demonstrated not to serve that purpose, or that the purpose does not serve, without exception, the common and equal rights of all citizens.
  3. All law shall set forth the most effective and just means of achieving its purpose; and that means shall neither stand nor be exercised from the moment it is demonstrated not to most effectively or justly achieve that purpose.
  4. No law, bill, or act shall combine unrelated purposes; and neither proposal, passage or enforceability shall be decided but by exceeding merits of distinct means to a common, supreme purpose.
  5. No quorum, regardless of ostensible authority, shall be deemed to have passed any government act; and no legislative passage shall exist without a lawful majority of no less than half of the total possible legislative vote, with unexercised votes always counting against election or passage.
  6. No law or resultant process or power shall be exercised without final public affirmation by a lawful majority, and no law or resultant process or power shall remain in force without periodic public re-affirmation by no less than a lawful majority3 which in no case shall be less than half of the affected or lawfully deciding public, whichever is greater, and which re-affirmation shall transpire both regularly and upon incident as will in all cases protect the people from transgression.
  7. No power to pardon abuse of power or breach of legal authority shall exist; any agent of abuse of power or breach of authority shall be liable for damages inflicted; and the supporters of any cause or obstruction of necessary cause shall be held responsible and liable for their influence in resultant incongruities, damages and defects, as documented in obligatory public voting records.4 Voting is an absolute obligation in representative government by the consent of the governed; no right to vote carelessly or to evade responsibility for voting carelessly exists; voting is a duty and a responsibility to all.


To ensure enforceable integrity of elections and responsibility for the effects thereof:

  1. Voting records shall be public, readily accessible, verifiable by all participants and affected parties, and permanent for no less than 100 years and no less than whatever extent any ramification may remain of concern.
  2. No act shall be given or passed by a title expressing, claiming, or aspiring to deliver anything beyond the demonstrated bounds and capabilities declared in its purpose and absolutely achieved by its declared means.
  3. No vote shall be effective until fully verified; and unverified elections shall count against all subject actions and elections.
  4. The wholly public method of verification shall be personal confirmation by each voter of public data reporting the ballot and confirmations of each voter, with the collective vote of groups of no more than 5 voters verified by personal interaction between each and every voter of each such base voter group, with each and every base group being a further member of however many necessary outer tier groups of no more than 5 groups, with so many outer tier groups as necessary accounting for the whole vote, with a randomly and alternately appointed captain of each and no more than one group confirming the collective vote of the outer group to which their group belongs from the total counts of each of the five comprising groups, with all affirmations being permanently recorded within the same body of a collective record, with exemplary technological tools capable of readily verifying the count being available to all, with the processing algorithm of a singular, universal method of so doing being available to all, with any fault or inconsistency thereof invalidating the election and reversing any exercise of power or reward thereby, and with invalidation necessitating immediate rectification of all faults and immediate reperformance of the election or validation processes as will reflect public intent without error or omission.
  5. Intentional destruction or alteration of veritable records or counts, or subversion of necessary processes, is a severe criminal transgression against the people and a severe criminal transgression of this act.


Enforceability of the integrity of the appeals and actions of candidates, elected officers, agents, acts, and proposed acts shall never be denied:

  1. The purposes and means of any advocated action shall be fully qualified by sufficiently comprehensive, formal contractual documentation; and the promises of candidates, elected officers, agents, and official author-advocates of an act shall be inviolable, lawful obligations for the officer, agent, and related subordinates or act to fulfill:
    1. Shall the further perfection of advocated purposes or means be sufficiently demonstrated, differing advocates must immediately withdraw contest or formally and officially concur in the more accountable proposition; and any such officer or enactment, having advocated a demonstrated imperfect proposition, must survive an immediate vote of confidence by a lawful majority, the failure of which shall immediately expel responsible officers and their administrators from office.
    2. Demonstration of violated promise or failed duty shall immediately expel officers, agents, and their administrators from office or agency; all related actions shall be null, void, and rectified; and all resistance, delay or attempt to evade expulsion on the part of affected officers or agents and their subordinates are severe criminal transgressions against the people and severe criminal transgressions of this act.
    3. No officer, agent or subordinate so expelled from office, except subordinates who willfully signaled the fact of transgression, may seek or occupy office or agency in any capacity of government again; and all further benefits or compensation for ostensibly serving their former government duties shall be forfeited.
  2. The office of President shall be filled only by a candidate eventually winning both a national majority of the entire national populace of lawful voting age, including unexercised votes, and a majority of states by majorities of the entire state populace of lawful voting age, including unexercised votes.
  3. Official administrative positions of the executive office shall be publicly confirmed and periodically re-affirmed at intervals of no more than 4 years by both a national majority of the entire national populace of lawful voting age, including unexercised votes, and a majority of states by majorities of the entire state populace of lawful voting age, including unexercised votes.
    1. Failure to pass affirmation or re-affirmation shall expel them from office.
  4. Supreme Court appointments shall be publicly confirmed and periodically re-affirmed at intervals of no more than 4 years by both a national majority of the entire national populace of lawful voting age, including unexercised votes, and a majority of states by majorities of the entire state populace of lawful voting age, including unexercised votes.
    1. Failure to pass affirmation or re-affirmation shall constitute impeachment.
  5. The legislatures of related authority shall determine procedures for unmet election standards and for replacement or non-replacement of expelled officers sufficing to fulfill government responsibilities in all cases of necessity, all of which procedures and eventual consequences of either filling or vacating offices shall be subject to effective and timely means of public affirmation and re-affirmation by no less than a majority of the entire affected populace, including unexercised votes.
  6. The duties, powers, and purposes of all offices, of all administrators thereof, and of all agencies, shall be strictly confined to their defined bounds; and to offer, negotiate, or accept permission, reward, promise, or future award in regard to exercise or potential exercise of power, influence, or ostensible authority of office beyond official lawful salaries, or to serve any cause beyond the common and formally established purposes of the people are severe criminal transgressions against the people and severe criminal transgressions of this act.
  7. To obstruct, impede or deny any legitimate attempt to enforce election or administrative integrity are severe criminal transgressions against the people and severe criminal transgressions of this act.


All ostensible law and regulations beyond the existing Constitution as affected by this act shall be subject to public affirmation and periodic re-affirmation, to all further conditions established by this amendment, and particularly to an ever implicit obligation to eradicate all possibility of injustice, however assumed to be isolated, improbable, or minute; any and every case of failure of the government to provide a full and legitimate accounting to legitimate petitions for redress of grievance or further perfection of the law are severe criminal transgressions against the people and severe criminal transgressions of this act.


In no court or other body may relevant application of the Constitution be denied; and for any authority, person, court or body, however ostensibly empowered or otherwise committed, and whether prevailing or not, to have sought to deny relevant application of the Constitution is a severe criminal transgression against the people and a severe criminal transgression of this act.


It shall be the perpetual and inviolable obligation of all branches, officers and agents of government to ensure absolute economy; to reasonably minimize the costs of effective government across all cases; to tax the people most directly and automatically, and for no more than actual services rendered and willfully accepted or consumed; to restrict the burden of costs to those who willfully cause or incur them; and to protect the people, their affairs, national resources, and industry at all times from all possibility of exploitation:


If representative governments are to transition from a criminal, pretended economy to actual economy, we must formally establish the faults and consequences of pretended economy as opposed to the merits of actual economy:

Where a currency intrinsically, ultimately, and necessarily comprises the promissory notes of the people, and where the tokenization of said currency costs practically nothing to a separate, otherwise uninvolved, mere publisher of the tokens, and where said publisher, however adorned with deceptive titles or falsified authority, neither gives up at issuance nor is required thereafter to redeem the tokens in any further property of value, then no initial risk of loss whatever exists to said publisher but the negligible cost of the tokens, and no possibility of loss at all thereafter exists once the mere negligible costs of tokenizing the obligations of the people are regained.5

While much of any such obfuscated currency typically does not even exist in physical tokens6, many times the costs of such physical tokens (if any) yet are regularly regained in a first payment against any resultant, pretended debt, even as such obfuscated and therefore artificial debts:

  1. are never actual debts to the mere publisher of the tokens at all;
  2. but are instead obligations:
    1. to preserve the original representative value of the tokens to actual creditors, who actually give up so much property in exchange for binding promises of the debtor to deliver so much in return;
    2. and to ensure that debtors pay for the property at rates no less than as they consume of the subject property, in which payments, the currency which no longer represents the consumed thing is rightly instead only retired.

The actual role of the so called central banking systems which have been imposed upon the world therefore, is only and purposely to pretend a false role of creditor, together with false deceptions of risk of loss, altogether to perpetrate the blatant crimes:

  1. first that we pay to said mere publisher of said tokens, and for the unearned and undeserved gain of said mere publisher, a volume of falsified principal equal to the property given up only by the actual creditors;
  2. and secondly, that some such substantial purported risks or costs — neither of which are established — merely somehow justify subjecting the obfuscated currency to interest, with this further obfuscation in turn meaning:
    1. that a circulation comprised never of more than remaining principal, shall deflate itself from the subjects' possession by a wholly unjustified process in which debtors pay principal and interest out of the vital circulation;
    2. with this obfuscated obligation thus perpetually deflating the circulation of more than the volume of circulation;
    3. in turn making it necessary, if the subjects are even to be able to service such obfuscated obligation, to perpetually replenish the circulation of principal and interest paid out of the general circulation in the way of servicing said artificial debts.
    4. Thus in maintaining a vital circulation, to whatever degree and howsoever long it is necessary to borrow principal and any portion of periodic interest back into the circulation:
      1. the sum of debt inherently and irreversibly increases at an ever escalating rate of said ever greater portions of periodic interest on an ever greater sum of debt, until the subject system fails under a terminal sum of debt;
      2. all along the way to this inevitable failure moreover, ever more of the circulation is inherently dedicated to servicing the ever greater sum of debt:
        1. leaving ever less of the subject circulation to sustain the industry which is ultimately saddled with these artificial obligations;
        2. ever moreso eroding margins of solubility, and perpetually driving up the costs of all things even remotely subject to the ever increasing costs of the ever escalating sum of debt;
        3. thus perpetually devaluing the effective value of the currency in procuring production; making production itself ever more costly and impossible; and making it impossible for the obfuscated currency to fulfill the promises of debtors to actual creditors who give up property for the obfuscated tokens.
  3. Thus any pretended economy subject to interest ultimately terminates itself under insoluble debt;
  4. and whereas any pretended economy subject to interest thus imposes the whole of its crimes by intention insofar as lack of proof of service and evasion of accountability for obvious gross disservice are instrumental in its persistence, all of these obfuscations are severe criminal transgressions against the people and severe criminal transgressions of this act.


  1. Therefore, any ultimate rate of interest which multiplies debt in proportion to a vital circulation is usury, for it inherently and inevitably engenders usurious sums of debt. The purposed and inseparable obfuscations of usury altogether therefore, comprise intended systems of exploitation which can only be imposed by denying representation, and by perpetually reinforcing that denial with the omnipotent leverage of vast undeserved takings, with the inherent purpose of subverting the whole thrust of civil government by consent of the governed manifesting in usurpation of the media; of historic record; of instruments and institutions of teaching; of any and every potential conduit by which the people may come to understand and act against these crimes against them.
  2. As any tolerant government therefore can only be exceedingly inept, irreparably corrupt, or both... the people from which all power in representative government descends have every right and duty not only to end their exploitation and retrieve all possible damages, but to immediately expel and penalize every responsible agent of any consequence.


  1. The consistent object of what we generally call economy, is to prosper to the extent of our capability and willingness to render production. This broader intent is accomplished only in part by practical minimization of cost.
  2. Nonetheless, neither representation or justice exist in compromising either object; and so, where we count the undiminished fruits of our doings as both impetus and justification of our prosperity, and where we intentionally leave determination of cost to natural factors, the only remaining duties of a system intended to sustain actual economy are joint provision of infrastructures, and to free industry and markets from unnatural and unnecessary impediment, obstruction, exploitation, or injustice, potentially inflicted upon industry or trade.
  3. As a prosperous provision of infrastructure inherently depends upon these same principles, thus the only goal of actual economy is to perfect a common means of monetizing our commerce; and because monetization inherently comprises expressing commitments which are as much as facts of debt, thus to provide actual economy is only to preserve the genuine, natural relationships between actual creditors and prospective debtors in a currency and circulation which perpetually sustain all potential industry and trade without injury7.


As just reward is a free republic's designated engine of prosperity, the republic's only possible instrument of actual economy is its people's authority to uniformly certify and monetize legitimate promissory notes, which authority descends only from the inseparable combination of a right to issue and to fulfill bona fide obligations per se9. Only the natural rights and obligations of a free people to do so without exploitation, injustice, or unnecessary impediment will sustain all the desirable industry, infrastructures and commerce of which they are capable and deserving, because any offense against this right to fulfill intended and just obligations only diminishes what they would accomplish otherwise.

The integrity of every such promissory arrangement is strictly enforced at monetization and at payment, and leniently enforced along the way, simply by eradicating interest and enforcing a schedule of payment equal to the rate of consumption, by which the intended values of currency and related property are sustained in a perpetuated 1:1:1 relationship between circulation, remaining value, and promissory obligation, which natural relationship alone therefore perpetually expresses that so much of the circulation as originally represented so much of the value of related property is perpetually committed to payment of just that for it. Thus the objects of a free authority to monetize are readily achieved, even in default, by the mere and lone fact that only just such a schedule of payment equal to the rate of consumption at all times leaves a balance of payment which is perpetually redeemable in the very remaining value of the property explicitly represented by the remaining circulation:

  1. Because only a circulation which is always equal to the remaining value of respective wealth can perpetually represent facts of both equal reward for production and just payment for consumption, and as a circulation deficient of such volume is impotent to exchange all wealth at once, the effective circulation shall at all times equal the remaining value of represented wealth; and thus:
    1. to solve circulatory inflation and deflation shall be no more than to maintain such a circulation;
    2. and to solve systemic price inflation or deflation and inherent multiplication of debt shall be no more than to maintain the right to issue obligations without exploitation, however typically imposed in the form of interest;
  2. to maintain such a circulation even without need for regulation:
    1. qualified promissory notes are monetized upon certification of credit worthiness by automated processes;
    2. upon delivery of the related assets, the account(s) of the creditor(s)9 are credited in full10;
    3. upon commencement of consumption or usage, automated payments from the account(s) of the debtor(s) retire the respective circulation at the rate of consumption;
      1. in which exercised rates, consumption may be implemented as perceived, at the discretion of the people, with the guiding principle being to reflect no more than the perceived remaining value of classes of assets across typical lifespans; or, where it shall fall upon the debtor to pay for the asset either within their lifetime or within a further constraint, to so dispose the rate of payment as to collect payment.
        1. According to general perceptions of depreciation as just such consumption, the general method of calculating payment for consumption shall be de-escalated patterns of depreciation approved by the subject people.
        2. The general method of organizing schemes of depreciation and lifespan for the purpose of calculating consumption and payment shall be to categorize subject property as approved by the people.
  3. to provide said circulation in cases of escalated payment, equity must be monetizable likewise (making equity equivalent to savings);
  4. thus without regulation, the effective circulation of a mathematically perfected economy™ always equals the remaining value of represented wealth and is always redeemable in the represented wealth; all monetized debts can always be repaid from the circulation without further and ever escalated borrowing; automated monetization and payment solve inflation and deflation; and eradication of interest solves systemic price inflation, terminal circulatory deflation, artificial cycles of impediment, dedication of ever more of the circulation to servicing debt, expatriation and artificial termination of industry, escalated dispossession and maldistribution of wealth, and systemic failure under inevitable terminal sums of debt as suffered inescapably under usury.
  5. These binding obligations and accountabilities thus prescribe a Common Monetary Foundry authorized solely to administer the power and right of all people to issue legitimate, certified, and enforced promises to pay11, free of extrinsic manipulation, adulteration, or exploitation of resultant obligations, or of the natural opportunity to make good on them.
    1. The Common Monetary Foundry shall in the least:
      1. automate certification of credit-worthiness;
      2. automate maintenance of all subject accounts;
      3. and therefore automate retirement of the circulation.
    2. No disclosure of matters of account shall be made except as provided by publicly affirmed process, with the only necessary externalizations of processes being confirmation of transactions and affirmation of credit-worthiness.
    3. The Common Monetary Foundry shall further be empowerable to automate any further processing powers deemed useful and approved by the people. Obvious such necessary functions are:
      1. automated crediting of payment for employment;
      2. interfaces for conducting trade and automating the execution of contracts;
      3. ready integration of point of sale functionality.
    4. The further costs of issuing physical representations of the currency, if any, shall be born by the initial recipient of newly issued or renewed representations.
    5. Being as the cost of so monetizing any asset shall include minimal costs of automation, said costs of automation shall be introduced with the assumed obligation; shall be issued to the Common Monetary Foundry; and shall be retired from circulation from the account of the debtor at the rate of performance of duties by the Common Monetary Foundry.



As a linear rate of depreciation expresses the average cost across a property's lifespan under mathematically perfected economy™12, the overall cost of owning a $100,000 home with a 100-year lifespan in mathematically perfected economy™ is $1,000 per year or $83 per month.


"De-escalated rates of depreciation" are higher than the linear rate of depreciation in the initial phases of an asset's lifespan, and lower in the later phases. By intention, de-escalated calculations match perceived consumption and remaining value across the lifespan, whereas linear depreciation only expresses the overall cost and rate of payment, the implementation of which would make it unrealistically undesirable to purchase depreciated property at periodic costs which would be indifferent from new property. De-escalated rates of depreciation therefore are intended to reflect perceived rates of consumption and remaining value which are generally consistent with the intentions of purchasing an asset of any serviceable age. Thus approved de-escalated rates of depreciation for various classes of property prescribe governing rates of payment under mathematically perfected economy™, with the remaining balances and patterns of payment comprising appropriate influences toward buying new or aged property; for preserving existent property to the full extent of potential service; and for consuming the full worth of property, as opposed to wasting wealth.

The following tables are examples of de-escalated depreciation requiring an initial payment of 3% of a $100,000 home with a 100-year lifespan, and expressing periodic rates of payment as a multiple (Lin X) of the linear rate of depreciation:

Column heading key:

  1. Q : "quarter" of the lifespan (0...4);
  2. TO YR (END) : year (of the 100-year lifespan) in which the specified period/rate of payment ends;
  3. Lin X : specifies the rate of payment as a multiple of the linear rate ("Lin") times "x", with the linear rate for this example being our familiar $1,000 per year or $83.33 per month;
  4. ANNUAL : expresses the resultant annual rate of payment for the period;
  5. MONTHLY : expresses the resultant monthly rate of payment for the period;
  6. ACTUAL RED FROM PREV : expresses how many dollars per month the rate is reduced from the previous rate per month;
  7. PERCENT REDUCTION : expresses what percentage the previous rate was reduced for the subsequent period;
  8. BAL, END : is the balance at the end of the period (graphed);
  9. PCT PAID : expresses the percentage of the balance paid at the end of the period.

The following chart graphs the remaining balances or values of these schemes together:

Being that original credit-worthiness certifies abilities to save as needed, further merits of de-escalated depreciation therefore are that it substantially insulates the general society from both the causes and effects of potential downstream defaults, and that it extends the potential ability to save and sanctity of savings by reducing the weight of obligations in later years of consumption.

Reductions of initial and downstream costs achieved by mathematically perfected economy™ are simply consequences of eliminating exploitation imposed by the present obfuscated currency.



  1. The sole purpose and authority of taxation shall be to impose commensurable payment upon those who agree to and willfully incur actual, indispensable and minimal intrinsic costs by voluntary consumption of an actual and necessary service provided by existing, explicit consent of the people:
    1. Creation of the commonly owned assets of the people ("government") shall be monetized by the Common Monetary Foundry in strict observation of its binding principles.
      1. No generation shall pass its debts on to another:
        1. ; and all determinations of credit worthiness shall take the obligation to repay incurred debts into account.
    2. Taxation shall exist only to fulfill resultant obligations, and shall be levied proportionate to and solely for consensual consumption of services or assets:
      1. Taxation shall be applied as directly as practical to the point of consumption with regard to these obligations, and with minimal practical overhead:
        1. For example, as consumption of fuel is proportionate to consumption of transportation infrastructures and their costs of maintenance, to tax the consumption of fuel at its distribution points to the consumers of transportation infrastructures is to minimize overhead.
      2. Willful participation in public insurance programs shall be consensual consumption of service, with the methods of duly distributing costs being subject to public affirmation.
    3. Any expenditure or responsibility for cost obligated by law shall ensure elimination of unnecessary cost, and shall provide for breach of this duty to be refunded.
    4. No taxation whatever therefore shall be exercised as a regulatory device, or against property, production, inheritance, gift or income; and all claims of obligation to pay such taxations, however delinquent or otherwise ostensibly extended, are hereby rendered null and void.
      1. All ostensible crimes against any such laws therefore, however purportedly outstanding, are hereby forgiven and resolved.


  1. Without explicit prior approval of a lawful majority, government may neither dissolve or seek to dissolve serviceable assets of the people:
    1. all attempts to do so are hereby null and void;
    2. any attempts to make any such ostensibly previous sales stand without distribution of the proceeds of the sale back to the people, and without succeeding in affirmation by a lawful majority, are severe criminal transgressions against the people and severe criminal transgressions of this act.
  2. Any breach of the principle of consent or imposition of redundant or unreasonable expense is non-enforceable and a severe criminal transgression of this act.



  1. In a system of exploitation depending upon a currency subject to the obfuscation of interest:
    1. as a consequence of a necessity to maintain a vital circulation by perpetually re-borrowing principal and interest paid out of the general circulation to service an initial sum of debt:
      1. because principal is re-borrowed as new debt, equal to the former debt which it would otherwise resolve, and because interest can only be re-borrowed into the vital circulation as further debt, above the sum of debt which is perpetually renewed by the re-borrowing of principal, the obfuscation of interest inherently and irreversibly increases the sum of debt in proportion to a vital circulation, and at an inherently escalating rate of ever greater volumes of periodic interest related to each successive, greater sum of debt;
      2. thus ever more and eventually all of the vital circulation is dedicated to servicing the artificially escalating sum of debt:
        1. while ever less of the vital circulation therefore remains to sustain the industry which is obligated to do so;
        2. while the costs of servicing this artificial escalation of debt thus erode industrial solubility at a resultant escalating rate;
        3. and while this irreversible erosion artificially drives up the costs of production and of government, to subjects of the same escalating erosion.
      3. Such a system therefore inevitably enters a terminal phase in which:
        1. the artificial escalation of debt infringes upon the capacity to sustain industry, leaving any remaining industry altogether:
          1. all the less potent to service the existent sum of debt (formerly saddled across further industry, thus destroyed by irreversible further multiplication of artificial debt);
          2. and all the less credit worthy yet to borrow ever further, as remains necessary to perpetually reflate the circulation of the perpetual deflation suffered in continuing to service the artificial sum of debt.
        2. Thus as the escalated sum of artificial debt marginalizes industry:
          1. industry inherently collapses;
          2. and as the system is thus made incapable of qualifying to borrow further, the circulation inherently deflates as a consequence of the obligation to service the artificial sum of debt, making collapse of the system inevitable.
    2. Thus this pattern and consequence of failure are inevitable so long as a vital circulation can only be maintained by re-borrowing interest, as is itself a consequence of the obfuscated currency:
      1. therefore any attempt to artificially sustend the finite lifespan of such an imposed system is no more than the naked further abuse of perpetuating an intended and terminal system of exploitation;
      2. all attempts to do so are severe criminal transgressions against the people and severe criminal transgressions of this act;
      3. and because the certainty of present monetary failure exists in the inevitable deflation of the circulation caused by servicing the artificially escalated, insoluble sum of debt:
        1. all payments against debts arising from this unwarranted, unassented and terminal obfuscation of the currency are hereby necessarily suspended;
        2. and all such debts shall hereby be reconstituted as actual and rightful obligations of debtors, free of extrinsic manipulation, adulteration, or exploitation of their obligations, or the natural opportunity to make good on them:


  1. All public and private debt therefore shall be refinanced under the Common Monetary Foundry, whereas:
    1. in the case of each private debt, the sum of all payments toward principal, interest and penalties not exceeding the original principal shall be counted against the original principal, with the remaining balance or equity and schedule of payment to be determined by the approved pattern of depreciation;
    2. in the case of the sum of public debt, all payments toward principal and interest shall count toward the sum of original principal, with the proportional balances of each category (if any) to be paid by taxation as prescribed herein;
    3. the resultant circulation, in resolving all further affairs, shall not exceed the remaining value of the sum of represented wealth:
      1. with currency held by private citizens converted into Common Monetary Foundry Notes;
      2. and where in no case shall possessions or obligations arising from the unassented obfuscation of the currency be redeemable in or interchangeable with Common Monetary Foundry Notes, which shall hereafter be the only legal tender.
        1. Any attempt to provide Common Monetary Foundry Notes in exchange for property or currency held by any central banking system as a consequence of its obfuscation of the currency is a severe criminal transgression of this act.
      3. The failed gold/silver standard shall hereby be rescinded, because it only imposes an expensive circulation without actual merit in its expense, and because it is impossible for a circulation honoring finite monetary reserves existing in any volume less than whatever property a circulation is to represent to both represent consistent value in the property and in the circulation and to sustain industry and commerce depending upon circulations exceeding available gold/silver reserves.


  1. To repair the consequences of the previous system of exploitation so much as practical, and to establish a perpetually sustainable monetary state:
    1. savings which would typically have transpired and remained under mathematically perfected economy™ are to be restored by crediting the accounts of the people;
    2. all outstanding ostensible debts or obligations to the former central banking systems are to be resolved by issuing equivalent irredeemable promises to pay.


  1. It is a severe criminal transgression against the people and a severe criminal transgression of this act:
    1. to disinform the people of potential or pretended success or failure of any existent or advocated government program or act;
    2. to withhold vital information from the public, or to know of such disinformation without making reasonably immediate and practical attempts to expose evident government crimes, disinformation, or withholding of vital information, and perpetrators thereof;
    3. for any public law or action to stand beyond reasonable demonstration of its faults, miscarriages, or basis in disinformation;
    4. to knowingly promote disinformation for the purpose of passing any public act;
    5. to spend public funds to do so; for the government to fail, at any time or to any degree by intention or by reasonably foreseeable, rectifiable and expressed potentials for neglect of these responsibilities, to provide and maintain readily accessible and navigable conduits for immediate public registry and dissemination of alleged government offenses, for government accountability to claims made, and for public organization to preserve inviolable interests;
    6. for any officer, subordinate or agent of government to knowingly fail to raise such potential neglects of responsibility;
    7. for any officer or agent of government to refuse to document or respond to any reasonable potential case of neglected responsibilities raised by the public.
  2. In its unwarranted consumption of responsible activities of the people, to falsely accuse officers or agents of the government of transgression is a criminal offense against the people and a criminal transgression of this act; no accusation shall be prosecuted against the government without either wholly convincing and plausible argument, or actual material evidence of transgression.


As the inherent purposes and obligations of all responsible and deserving citizens and entities under joint self rule include teaching and reinforcing critical, accountable, and independent thinking, restraining and perfecting assertion, and advocating no less than ideals, therefore all attempts to obstruct or deny these purposes and obligations from any person or entity are criminal transgressions against the people and this act.


  1. Perpetrators of severe criminal transgressions of this act shall be liable for no less than the sum of all damages caused and accrued by their acts.
  2. Further punitive actions against criminal transgressions of this act are to be decided by courts of law in respect and in proportion to damages caused and accrued by convicted acts.
  3. This act shall be passed solely by the approval of no less than two thirds of the citizens of voting age of no less than two thirds of the states; no congressional or other extrinsic affirmation shall apply; no authority shall exist for any officer or agent of government to obstruct, resist, or deny ratification or enforcement of this amendment by the people; from this act's inception, all attempts to do so are severe criminal transgressions against all people this act would defend from transgression, and therefore are severe criminal transgressions against this act; and all severe criminal transgressions against the spirit or explicit purposes or means of this act for a purpose of exploitation, evasion of accountability, or to deceive the public in any vital matter of government, therefore are unpardonable acts of treason.


As the necessities of this act arise from transgressions against the people, thus its potential successors, reinforcements, or extensions shall be passed, rescinded or amended only at the behest of the people and by no less than two thirds of the citizens of voting age of no less than two thirds of the states; no branch or agent of government, and no eventual government or power, however remote or conceivably separate or supreme in ostensible authority, has any power but to comply.


  1. The Declaration of Independence expresses this authority; the principle of consent of the governed conveys this right; and the tenth Amendment of the Constitution explicitly preserves the power of the people to author their law, particularly beyond and impervious to potential usurpation, disservice, or abuse of power: "The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, OR TO THE PEOPLE."
  2. The overall, common purpose of this amendment is cited in its first paragraph. Further purposes are cited as necessary in respective sections, and officially by appendices authored by PEOPLE For Mathematically Perfected Economy™ (perfecteconomy.com).
  3. No lawful majority of the people shall therefore be less than half the potentially affected populace; and no lawful majority of a legislative body shall be less than half the membership of the legislative body.
  4. In other words, a person so careless as to be swayed by promises that a nuclear reactor is perfectly safe and clean shall be responsible for their supportive voting share of the damages/costs suffered in cleaning spillage/contamination, however promised falsely to be impossible or improbable. Those who voted against the false promise are not to be saddled with the costs/crimes permitted by the ineptitude of a prevailing act: no right to vote carelessly or to evade responsibility for voting carelessly exists; voting is a duty and a responsibility to all — and, owing to its responsibilities, never essentially secretively so.
  5. Regularly these minute costs return many fold over to the publisher in just the first payment against conventional debts subject to interest. For instance, at an overstated cost of ten cents per $1,000 bill to issue $100,000 for purchasing a home, the costs of producing the currency are returned and all risk to the issuer is dissolved in payment of the first $10.
  6. Typically, by far the greatest portion of any such circulation exists not in actual physical currency, but only in records of account.
  7. The only necessary form of impediment being restriction of undesirable activity, not by imposing cost, but strictly and simply by lawful limitation.
  8. which is equivalent to government acting strictly on behalf and by perpetually affirmed consent of resultant debtors.
  9. who give up the related assets.
  10. thus ensuring no risk of loss or nonpayment to the creditor(s) so long as the value of remaining circulation and respective property are preserved by an effective commitment of the remaining circulation to the remaining value of all represented property.
  11. for no more than what they acquire.
  12. true economy, without extrinsic cost, inflation, deflation, manipulation of the cost or value of money or property, or multiplication of debt into terminal debt.








"To find the players in all the corruption of the world, 'Follow the money.' To find the captains of world corruption, follow the money all the way."

mike montagne — founder, PEOPLE For Mathematically Perfected Economy™, author/engineer of mathematically perfected economy™ (1968-1979)

While 12,000 homes a day continue to go into foreclosure, mathematically perfected economy™ would re-finance a $100,000 home with a hundred-year lifespan at the overall rate of $1,000 per year or $83.33 per month. Without costing us anything, we would immediately become as much as 12 times as liquid on present revenue. Transitioning to MPE™ would apply all payments already made against existent debt toward principal. Many of us would be debt free. There would be no housing crisis, no credit crisis. Unlimited funding would immediately be available to sustain all the industry we are capable of.

There is no other solution. Regulation can only temper an inherently terminal process.

If you are not promoting mathematically perfected economy™, then you condemn us to monetary failure.

© COPYRIGHT 1979-2009 by mike montagne and PEOPLE For Mathematically Perfected Economy™. ALL RIGHTS RESERVED.COPYRIGHT 1979-2009 by mike montagne and PEOPLE For Mathematically Perfected Economy™. ALL RIGHTS RESERVED. TRADEMARKS: PEOPLE For Mathematically Perfected Economy™, Mathematically Perfected Economy™, Mathematically Perfected Currency™, MPE™, and PFMPE™ are trademarks of mike montagne and PEOPLE For Mathematically Perfected Economy™, perfecteconomy.com. ALL RIGHTS RESERVED.


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