PEOPLE For  Mathematically Perfected Economy™ (PFMPE™)  :  mathematically perfected economy™ (MPE™) is the singular integral solution to 1) inflation and deflation, 2) systemic manipulation of the cost or value of money or property, and 3) inherent, irreversible multiplication of debt in proportion to a vital circulation, engendering inevitable systemic failure at a finite system lifespan defined by an inevitable, terminal sum of insoluble debt. Mathematically Perfected Economy™ is every prospective debtor's right to issue their promise to pay, free of extrinsic manipulation, adulteration, or exploitation of that promise, or the natural opportunity to make good on it.

MORPHALLAXIS, January 14, 1979.


In economics, the majority are always wrong. [Less protectively, contemporary "economists" lie because the whole, purposed lie of usury and unearned taking is unsustainable in any practical implementation, and because therefore, no intelligent public would ever assent to the dispossession and usurpation which the lies are designed to impose upon them. Thus...] The study of "money," above all other fields, is one in which complexity is used to disguise truth or to evade truth, not to reveal it.

John Kenneth Galbraith

Whenever destroyers appear among men, they start by destroying money, for money is men's protection, and the base of a moral existence.

Ayn Rand

The best any of these guys can offer you is a deck chair on the Titanic.

E. L. Ward (2007, regarding the monetary integrity of the presidential candidates)

That's why we need people like you to decipher the lies.

Patricia Ricciatti Lenyre, Canada, writing to mike montagne

mike montagne


"Unless there is an editor or reporter with a perfectly neutral work-focus and style of presentation, then ALL reporters and editors are politically biased."

"Bias however, is no sensitive issue where a mature audience is apt to detect bias and account for it. The damaging aspect of 'news' coverage is its non-focus on imperative issues and qualifiable solution; and that so many citizens of all countries of the world hold to so many irrelevant snippets as if they can be served by them."

"For some 20 years for instance, the prospect of a 'balanced budget' occasionally draws some focus. But, in the news, and in politics, never have we seen an exhaustive proof of whether it is even mathematically possible to balance the budget under current and ever-worsening conditions. If however, world politics will ever see the solution of ever-mounting debt, and a solution of the ever greater costs of ever mounting debt, inevitably this will be through the eyes of a mathematic expression equivalent to conclusive, mathematic proof."

"Do the people even want to see or hear this, or administer to issues in conclusive terms? Only their focus on such a scope will tell. But certainly no news-service offers the inevitable argument."

"In any event, the impertinence of the audience befits the impertinence of submitted material. If they had no equally impertinent audience... all impertinent material, and all impertinent politicians, would be equally vanished."

"Just something to consider, as we plunge ever deeper into insoluble debt."

Thomas Jefferson

If the American people ever allow banks to issue their currency, first by inflation and then by deflation [by having to maintain a vital circulation by perpetually re-borrowing principal and interest as subsequent sums of debt, increased perpetually so much as periodic interest], the banks and [bank owned] corporations which will grow up around them will deprive the people of all property, until their children wake homeless on the continent their fathers conquered.


Ayn Rand.

"When force is the standard, the murderer wins over the pickpocket, and then that society vanishes in a spread of ruins and slaughter. Do you wish to know whether that day is coming?

Watch Money. Money is a barometer of a society's virtue.

When you see that trading is done, not by consent, but by compulsion — when you see that in order to produce, you need permission from men who produce nothing — when you see that money is flowing to those who deal, not in goods, but in favors — when you see men get richer by graft and pull than by work, and your laws don't protect you against them, but protect them against you — when you see corruption being rewarded and honesty becoming a self-sacrifice — you may know that our society is doomed.

Money is so noble a medium that it does not compete with guns and it does not make terms with brutality. It will not permit a country to survive as half-property, half-loot. Whenever destroyers appear among men, they start by destroying money, for money is men's protection, and the base of a moral existence."


Tuesday, October 14, 2008


We left not a fox, but only a rat at the hen house

The pattern of higher, unassailable human laws follows a singular model in which damages are forbidden, liberties are granted uniformly, and no liberty exists to diminish or preclude the equal rights of others.

Like the gaudy titles by which phonies of every kind attempt to insulate so many deceptions today, the names given to the recent emergency legislation play to a world whom their authors hope will never grasp, understand, or heed a proposition or fact of one real, integral solution.

All of the purposed names given to this transgression together will never lend credibility to those who can never prove the pretentious things that panderers will assert, yet which can only hinge entirely upon the legislation's wholly devoid integrity. Instead of proving pander, this infamous extension of theft from the people will provide a future icon of today's delinquent, self-interested clowns, dupes, and shills, who meant together to profess to us falsely, to rule us by keeping the truth from us forever if possible, and to steal from us with such unwise and blatant abandon, so long as we remain so ignorant.

But this day was bound to come not just from the excesses of so many usurpers and perpetrators of fraud.

They who are against us, dipped of course always as deeply as we tolerated, while they obstructed us in every possible way from stopping them. Cries of excess were hardly heeded. And yet, even if none of them dipped ever so deeply from the well which could only drain all other wells dry, this day was always the inevitable culmination of that underlying well.

No matter the ways of dipping, or the names which takers give to them, the well of unearned taking itself sucks everything else dry. Superficial furtherances of the crime of course may indeed pick away at what else can be stolen from the pool of wealth — further depriving true producers of just reward for production, with the glee of participation granting free reign for the underlying drain to work the primary means of our demise, which is multiplication of indebtedness. But still, all dependent forms of unearned taking inevitably succumb too to the omnipotent, primary obligation to service a sum of debt multiplied perpetually and purposely by the very nature of the imposed currency.

All of us succumb then to an alpha taker, more immense, more unduly powerful, more entrenched, and even more unassented than however many dippings from its irreversible drainage.

While any further unearned taking then could itself otherwise engender terminal failure, the alpha well is the ultimate ruin of all.

Those who claim regulation is the issue have no leg to stand on.

There is of course no reasonable dream of regulating away the iniquities of inherently multiplying debt, without eradicating the very thing we might regulate. So long as the primary process takes unearned profit, terminal culmination of the process is ensured by the fact that either by greater increments or by lesser, irreversible multiplication of debt in proportion to the obligated circulation eventually exceeds the finite potential of the circulation to service debt.

We can readily understand this, as the instrument of the process is in fact endowed with few elementary powers, because just such few, comprehensible irregularities are necessary to its insurmountable purposes. The well that drains all other things can prevent or allow us from drinking from it, and it can regulate the rate at which it multiplies a sum of debt which ever moreso sucks the life out of everything.

But regardless even of presumably minimal rates of multiplication which might ostensibly justify the purpose of unearned taking, the process is ultimately terminal, and manifests its final stages of failure at inherently escalating rates.

How so?

To whatever degree we are compelled to maintain a vital circulation by re-borrowing principal and interest as subsequent sums of debt, the sum of debt increases irreversibly by ever greater increments of ever greater periodic interest on an ever greater sum of debt. As principal is re-borrowed, it is impossible to pay down the sum of debt; and it is impossible to sustain the vital circulation without further borrowing. Whatever interest we must re-borrow thus increases the sum of debt, escalating the onset of terminal failure.

So long as we maintain the vital circulation so, the process is irreversible. All the while, ever more of the obligated circulation is inherently dedicated to servicing debt, leaving ever less of the circulation to sustain the industry which is obligated to do so.

All of us can readily understand the singular possible outcome of this process. Being the primary obligation, these takings consume all other taking. Whether further thieves dip from the alpha well, we succumb to a system which in fact was engineered and imposed upon us for the very purpose of multiplying debt in proportion to the obligated circulation.

Such a system therefore can only expire at a maximum practical lifespan, at which it imposes upon its unwitting subjects a terminal sum of debt. When the music stops playing, no chairs are left, because they have all been taken by inherent, escalating dispossession, which of course ultimately results in complete dispossession. When the music stops, all the players trying to sit can only fall down. By only subverting the nature of currency, the central bank ultimately makes itself the real owner of all the chairs.

You yourself are headed there, until a prevailing majority of us understand solution. If you are not ready to do so, you are part of the problem. Otherwise, you won't mind my repeating the few principles which deliver the fact of solution to the present, or perhaps to any heedful posterity.

Congressman Louis T. McFadden.

According to this thesis that such pretended economies ultimately engender unsurvivable sums of terminal debt, the purported bailout can only reasonably hope to let some of the bad guys out of town "with whole skins," as Congressman Louis T. McFadden put it, reporting to Congress on June 10, 1932 from the midst of the first Great Depression.

The events and causes of then however, were no different and no greater mystery than their present reiteration. And so in fact, because the species of perpetrators and necessary methods of perpetration have no truly different manifestations, Mr. McFadden actually reported something further that we can only find even more familiar — that as the curtain dropped then too as an inevitable consequence of the same, terminal multiplication of indebtedness, the very perpetrators not only "got out with whole skins," they "left the people of the United States to pay the piper."

More correctly, as the final curtain fell, to save themselves at the end of that lifespan as well, the very perpetrators left the people with a further measure of debt, beyond the terminal sums of debt which the perpetrators had already imposed, and beyond therefore what had been proven by the events of the moment, was already such an excessive, insoluble sum of debt as the people already could not even afford to service.

Yet as I have said, this is the very nature and purpose of the system, even if the final act, in attempting to preserve the system for all this, is something like a murderer going through the motions of killing the victim again, after the fact. So it is not at all surprising that even in the end, consistent with that intrinsic purpose, the perpetrators seek to preserve their takings and even the means of those takings, by a coup de grace which sustains only the pattern of taking as if perpetual multiplication of artificial sums of debt is natural, normal, or just.

But obviously then, nothing could be further from solution than the present farce of a bailout. We only know from the facade of it what we are up against, should the people of the world storm their capitols, armed even with the only prescription for absolute solution.

So indeed, in the present replay of the scantly described, terminal cycle of taking, there is no mystery why the term "bailout" suggests that fools allow the perpetrators to prove for a while longer what they can never prove.

They say to you, save the banks, that the banks can continue to serve you. But they mean, save the subverted form of "money" which can only multiply debt into terminal sums of insoluble debt.

You are not faced with terminal failure because some of the outer institutions which steal from you are failing, having "invested" in the success the multiplication of debt denies you. You are at the brink of world-wide failure because even despite all the artificial means of sustention which can be tried, the alpha well ultimately succeeds in a vaster drainage, achieved by generating the terminal sums of debt everywhere around us.

The very perpetrators say to you now, take on the bad debts of these banks of every river draining into the alpha well, so that the banks might still for some little while even remain capable of giving you your own little remaining money. But your money is gone already, only because they have "invested" it in the water rushing into the alpha well.

The perpetrators of course want, forever if possible, to preserve their gargantuan parasite. Once the present lifespan is concluded, they would like to remain the publishers of that same kind of currency which can only convey all the wealth we produce to them, leaving us again and again in the wake of inevitable failure.

To sway the kind of fool who will never know better, they will give each further manifestation of that illegitimate currency a different name; they will tell us it is a new, better currency; they will assure us they have somehow prevented further failure. But they will never tell us how, because it will be the same currency — still having the singularly terminal power to multiply debt in proportion to a vital circulation.

The parasite can never afford to tell you how, because there is no how in retaining the process by which they intend to profit illimitably, and unjustifiably.

On the contrary then, not only is it completely unnecessary to save the parasite; we only ensure failure by its preservation.

Moreover, we certainly preserve the parasite by retaining the institutions which embody the very processes which can only engender our present problems. Our quest instead is to overrule those institutions and their bogus advocates, that we can solve the few rudimentary crimes imposed upon us.

Of course then, for leaving the very rats which steal so in charge of the hen house... preserving the parasite which can only multiply debt all the further, is all the purported bailout even pretends to do.

To understand this means of multiplying debt therefore, is to hold both solution and renegade government by the only grip which can set the hen house straight.

Which do you keep? And which do you eradicate?

If the perpetrators did not know the choice we should make, they would not prepare for what we have not yet done.

Yet if there were any police force or military or government which could hope to prevail in further preserving this system of stealing by openly declaring its means and purposes, there would be no reason to choose evasion and deception instead.

It is not then a matter of if the betrayers can rectify the "monetary" systems imposed upon the world, for we can clearly show the betrayers exactly how they can. With only rats in charge, to continue pretending representation then, they have no choice but to simply pretend they have never heard: there is of course no veritable argument which can invalidate the mathematic perfection of economy.

Realizing solution then is a matter of either a) what might possibly force the betrayers to abide by their obligations of representation, or b) how we will restore lawful government to ourselves — hopefully before the plans of an unlawful, self-appointed elite make that too late. But we are capable of solving the monetary calamity before us immediately, and without cost.

And we can prove how.

A magician has no power of magic. Nor of course does legislature.

And nor of course do I.

Mechanics rather, are the substance of succeeding, failing, or betraying processes. Thus a failing process, or a process of betrayal, can only be understood and solved by discerning its actual mechanics. Nothing is solved by facades and deceptions — particularly which certify not that we cannot solve our problems, but that the facades and deceptions of renegade governments are the problem.

A republic therefore succeeds only as its whole populace recognizes and adheres itself to the only principles and mechanics which can serve the whole.

It is not enough to say "understanding" is only so much as perceiving our problem is a parasitic process which can only multiply itself until the host dies. We must understand the subject mechanics of the process well enough to understand what is solution; for if there is but one integral solution — and I will sufficiently establish that fact — then a republic can never solve its problem of the particular parasite until it understands altogether what comprises that one integral solution.

Then and then alone can we unite upon solution in such a way that no renegade government would risk its neck in the final days of the calamity they have imposed upon us, to resist or evade solution.

If all of us together already understood what the vital monetary principles of salvation are, we would already be united against the violations of our laws and principles of sustenance.

That is of course, "if" the present seeming absence of solution is a matter of betrayal.

If on the other hand, the system of stealing which has been imposed upon us were sustainable, neither is that evident in the obvious present deterioration, or in the first, original fact that the field we so erroneously refer to as "economics" is not only wholly bereft of formal proof and theorem; it is wholly bereft even of a principle to deliver what is economic.

On the contrary, what we so erroneously refer to as "economics" is strictly a device for imposing oppression by multiplying indebtedness.

A practically unbelievable controversy thus exists between the utter facade of "economics" and mathematically perfected economy™. What are the differences? Where are the arguments?

The arguments of mathematically perfected economy™ are sufficiently documented by the work which compels this appeal to you [these pages].

Briefly however, the thesis identifies a potential for any purported economy subject to interest to terminate itself under insoluble debt. The subsequent solution of this process and the further problems imposable by the few powers of contemporary monetary systems, then build upon categorically ascertained faults of 1) inflation and deflation, 2) systemic manipulation of the cost or value of money or property, and 3) inherent, irreversible multiplication of debt in proportion to a circulation:

  1. Inflation and deflation in respect to whatever wealth the circulation is intended to represent are solved by paying off monetary obligations comprised only of principal, at the rate of consumption or depreciation of the related asset.

    It is impossible to solve inflation and deflation without eradicating interest, because monetary obligations subject to interest require paying out of circulation more than the original value of the related asset.

  2. Inherent, irreversible multiplication of debt in proportion to a circulation is solved by eradicating interest, which of course is the very singular process which irreversibly multiplies debt in proportion to the obligated circulation. This of course is the very cause of the present final, terminal sums of debt.

  3. Systemic manipulation of the cost or value of money or property is solved by the combined solutions of inflation and deflation (1) and inherent multiplication of debt by interest (3), which are the only powers these pretended monetary systems have to manipulate the cost or value of money or property.

By eliminating extrinsic costs, mathematically perfected economy™ therefore is absolutely "economic." There is no multiplication of debt, no terminal multiplication of debt, no inherent devaluation of the currency, and no systemic manipulation of the cost or value of money or property whatever. The very powers of all these evils are simply stripped from mathematically perfected economy™.

Contemporary usury ("economy") of course lacks any corresponding theorems or proofs, because in fact interest makes every aspect of the one integral solution impossible.

This, together with the assumable distribution of this unearned taking of course, explain why the advocates of usury even at its end, can only meet the proposition of mathematically perfected economy™ with evasion.

Who "BROKE" the money trust (upper right corner, right panel)?

A hundred years of blatant lies and thievery!



Reputed first political 'cartoon,' created by our own Benjamin Franklin.

If I were President, I assert that by exercising the following prescription, I could arrest the present monetary failure in less than a day; and I could establish a perpetual, sustainable solution, or absolute economy, in perhaps less than a month.

You may of course never elect me. But still the purpose of this page is to explain how to do so — how to immediately transform unsustainable systems of usury into mathematically perfected economy™. We have already sufficiently explained why.

This program of course could be implemented by any nation, collection of nations, continent, and so forth. While world leaders can and have stood in the way of mathematically perfected economy™, nonetheless I further assert that mathematically perfected economy™ is inevitable not only for the reasons given already, but those to follow as well.

Obviously, present world conditions call for this resolution loudly; and so, unless mathematically perfected economy™ can indeed be invalidated, those who will neither hear nor heed immediately, therefore condemn the rest of us to the calamity before us.

This proposition is no casual or recent matter of relatively little development or survival of test cases. Its initial form was developed seriously since early 1979, before I provided computer models to the Reagan Administration just a few years later. Those models of course readily tested for interest free cases. Primarily however, they projected not only the otherwise unforeseen federal debt which President Reagan's two terms eventually accumulated. They further anticipated in 1983 that for expected interest rates and growth, that public and private debt would multiply at rates which would develop terminal sums of U.S. debt, and potential world wide monetary failure. Our projections determined this would occur at approximately 2010 AD.

Essentially then, the designed power of those elementary but potentially exceedingly accurate models, was to calculate the maximum possible lifespan of any purported economy subject to interest. You can still download the models from our pages.


All subjects of contemporary, pretended economies have critical interests in veritable solution; and rightly, only by prevailing understanding can a publicly approved solution ever have emerged.

That we can say there are legitimate representative governments, true representation always seeks and finds not only the ideal, but the due, certifiable approval of their apprised people. Given the critical circumstances, just such a process is to be expected now more than ever.

Because the problems and consequences before us are universal, a model for real solution must solve for the innate, sustainable interests of all. That is, it must solve for the world — not just a country, not just a generation, not just a time, not just a class, not just a disposition.

Effectively then, we can only seek to prosper so much as our contribution to the pool of wealth; and we must seek to prosper only so much, in whatever way cannot and will not deprive others of the opportunity to prosper likewise.

No matter the issues necessarily addressed then, this is the primary object and final test not only of this proposition, but of any prospective/purported solution.


As we have said, the critical breaking point of the pretended financial systems of the world is predicated by irreversible, perpetual escalation of artificial sums of debt, which ultimately exceed a finite capacity to service debt. Vast, persistent housing foreclosures, marginalization of industry, and destruction of credit-worthiness are obvious, inevitable consequences of the final stages of this artificial, escalated multiplication.

In the terminal stages of its practical lifespan, such a system requires paying the vastest costs of servicing debt out of circulation. Yet these very same terminal sums of debt finally destroy the last remaining possibility of sufficient credit worthiness to assume further debt. So much as the vital circulation can only be replenished by further borrowing then, the very multiplied indebtedness of the final state makes it impossible to justify "credit" as would maintain a vital circulation. It is at this juncture then that "the economy" suddenly collapses.

To prevent this final, potentially sudden collapse, it is necessary therefore to prevent a final/terminal cycle of deflation.


  1. To avert a terminal cycle of deflation, and to arrest further development of the failure by further multiplication of indebtedness, we must immediately suspend all payments against debts subject to interest to "banks" (or "credit"/"lending" institutions), and from all intermediate "banks" to the "central bank."

    1. To sustain other incidental lenders across a brief period of transition to mathematically perfected economy™, the accounts of small, private creditors (home owners carrying the paper on a sale of their home for instance) would be credited (artificially) with so much as the payments they are accustomed to receiving, without taking these payments from the debtor.

    2. Any other possible conduits of deflation are sealed, including taxation. Federal taxes are suspended and the states are asked or required to suspend state and local taxations.

    3. Accounts of retired persons are credited with advance sustenance as will be completed in later stages of what yet amounts to a more or less immediate recovery (4.g.), not just to pre-collapse conditions, but to a level of prosperity several times that.

    4. Necessary government programs are funded temporarily by new circulation, with the tolerance for this brief measure to sustain necessary government activities being the tremendous present deflation of the circulation.

Effective immediately then, not only would critically marginalized home owners be able to stay in their homes, *all* home owners and all surviving industry would immediately have the entire former costs of servicing debt available instead to sustain necessary commerce. Immediately, industry would not only avoid and survive the imminent failure, but prosper across the transition period to substantial further extents which have otherwise been impossible.

A capacity to sustain unlimited further prosperity is eventually provided by converting the present system to mathematically perfected economy™ — effectively concluding a transition period existing only so long as necessary to set up accounting infrastructures, and to refinance debt under mathematically perfected economy™.

Meanwhile, there is no deflation; no need to borrow further to maintain a vital circulation; and we immediately prosper to whatever further degree we are relieved of servicing the existent sums of artificially multiplied debt.


To avoid theft of the liquidity which would suddenly be realized:

  1. Prices would be frozen. Commodities traders would be eliminated from the chain of purchase. Products would be directly delivered to markets by natural processes of distribution, without unearned taking. Commodities traders would be paid for their existing assets with a separate currency, temporarily at least dedicated to unearned taking. Just settlement of their unearned wealth would be settled later.

Having relieved not only the pressures of escalation, but the whole weight of servicing existent debt, no reason persists for bona fide industry to raise prices; and, granted such substantial further liquidity under existing price states, industry would immediately be free to sustain and generate further employment, while sustaining profit margins substantially beyond what was previously possible — if and only if truly free markets are liberated from predation.


False promise of redeemability.
  1. To resolve all debt to the unassented and unlawful central bank(s), I would scribble onto a piece of paper, "Will pay to the bearer upon demand, infinity."

    This like irredeemable promise to pay would be offered with a cordial invitation to challenge this resolution of all debt in a fitting court of law (manned of course and accountable to the people), where on behalf of the people we would argue:

    1. that inherently no private entity has any right deprivable from any other private entity or person to issue irredeemable promises to pay ("Federal Reserve Notes");

    2. that therefore on the one hand, the paper I have submitted satisfies the purported obligations;

    3. or on the other hand, there is no legal basis whatever for the purported debts;

    4. and most of all, that as the implementation of interest inherently multiplies debt in proportion to an obligated circulation, the imposed currency cannot constitute lawful obligations to "repay" debts which ultimately are purposely made insoluble by the very artificial conditions imposed upon the arrangement.

This of course would not resolve whatever assets have been acquired by equally/potentially illegitimate, unlawful means.

For now, like the resolution of assets acquired by commodities traders, I leave it to the people ultimately to determine whether they want to go after these assets, or whether we shall just call termination of all this good enough.

But should these banks or any advocate of the currency they have imposed upon us make any substantial effort from this time forth to obstruct or even discourage us from solution, I recommend instead not only to recover the assets/profits which have been dispossessed from us, but to try all persisting advocates for crimes against humanity — these being explicitly, whatever perpetuation of damages is suffered since these systems were imposed.


These measures, necessarily carried out before the onset of fatal deflation, arrest further failure within a day, with the additional liquidity immediately established being capable of sustaining multiples of present industry.

Those who delay implementation of this proposition therefore are responsible for the consequences this measure would avoid — 10,000 homes daily going into foreclosure, vast further dispossession, inevitable further failures of industry, and so forth. As the present arguments sufficiently demonstrate, all of said detrimental consequences can be arrested in less than a day.


  1. As soon as possible, to restore and sustain the industry we are capable of, an initial implementation of mathematically perfected economy™ is established under emergency conditions. Once electronic infrastructures are established to maintain the people's accounts, that initial implementation comprises:

    1. refinancing of all private debt without interest, with schedules of payment being the rate of consumption or depreciation (which are to be understood to be equivalent);

      1. a general, de-escalated formula for depreciation shall be used for the initial implementation. Specialized formulas may be implemented thereafter;

      2. the remaining value of the related property shall be the refinanced sum, as determined by the general formula for depreciation;

    2. any payments so far made beyond the depreciation so far incurred and up to the full remaining value of the property shall be considered accumulated equity, counted against the balance of the remaining debt;

      1. equity in all property as determined by the general formula for depreciation can be financed likewise;

        thus the whole effective circulation is equal to the whole value of related wealth; and the remaining circulation is always equal to and redeemable in the very remaining value of the represented wealth, with this itself eliminating any cause or need for ostensible alternate monetary standards;

    3. debts which have been paid, in principal and interest both, to the extent of the remaining value of the property, shall be considered fulfilled;

    4. further financing for further production shall be made available under the same terms;

    5. private savings are converted into the new currency;

    6. otherwise, MPE™ currency is not interchangeable with the former Federal Reserve Note;

      mathematically perfected economy™ divorces itself from the previous, imposed system;

    7. to restore sustainable conditions with regard to retirement, the accounts of all working-age people are eventually to be credited with a facsimile of what they would have saved and could therefore have lived on should they have benefitted from mathematically perfected economy™ their whole working lives;

      To replace social programs which are unsustainable as a consequence of unfunded near term federal liabilities, a mandatory savings program is implemented in which the private individual takes an interest in preservation of the value of the currency (which is sustained by MPE™), and by which the individual is compelled to save some portion of their income over working years, which they may spend in retirement.

      For example, if for the purposes of calculation, working years are taken as the years 20 through 60, and savings are taken to necessarily account for 20 years thereafter, compulsive savings of 1/3 of income may be enforced across the 40 years to render the same standard of living across the latter 20. The ultimate terms of such a program are to be determined in the final implementation of MPE™ as agreed by the public.

      All people beyond the age of 20 then are to be credited so much, to establish a sustainable condition akin to what would have existed in mathematically perfected economy™ all this while. These savings of course are to serve in lieu of inherently unsustainable "social security."

Sustainable conditions are thus immediately established; illimitable further prosperity is readily funded; and all this costs us nothing.

Under mathematically perfected economy™ then, a $100,000 home with a hundred year lifespan for instance would be financed at the overall rate of $1,000 per year or $83.33 per month, with the initial/general formula for depreciation dictating higher rates of payment in the initial phases of the debt, and substantially lower payments in the latter phases.

The emergency implementation of mathematically perfected economy™ serves as a proving or trial period, after which the subject populace may determine to retain or reject the proposition, optionally returning to the conditions formerly imposed by the previous system, or electing to adopt any other potential solution.

The time required to implement this trial depends upon development or adaptation of existing hardware and software technology to maintain the necessary accounts. Roughly a month of operation under emergency deflation prevention measures might be required before the necessary infrastructure can be developed/adapted, so that this perpetually sustainable trial phase of mathematically perfected economy™ can begin, for whatever duration the people elect to preserve it.


  1. Should the public elect to retain mathematically perfected economy™ after the emergency trial, its ultimate implementation is determined in regard to specialized rates of depreciation, scope of financed wealth, and potential relationships with other programs.

    It can be said that no risk is involved, because in all respects, emergency or otherwise, by eliminating the vast costs and destructive consequences of "interest," these provisions generally engender as much as a dozen times the liquidity possible under the conditions of interest-bearing systems — particularly of course, prior to the present and ensuing phases of failure.

  2. Ostensible "foreign" debt of the people shall be collected from the sellers of the debt in the currency of which the debts were issued.


No one will ever stand for your liberation from usury so long as you, the people, fail to master the problem and its solution. When, and only when you will settle for nothing but the latter, none of the foes of justifiable economy can afford to stand against you.

It is your obligation then to broadcast this proposition of solution if you so see fit. We have no candidate to serve us. None apparently dare respond; and yet we have a critical election just weeks away. But if each of us immediately sent this proposition of solution to our entire address books, the entire country could be prepared to vote for solution in only days.

Shame on us then, if we can do no better.

This page can be copied and pasted into an email; or the permalink to its online instance may be sent; and/or its zip (compressed) file can be distributed freely; or the link to download the compressed distributable may be sent. The recommended procedure is to send this page copied into a text email, complete with the following permalink to the page. Please see the distribution instructions below for further information. Many articles at the PFMPE™ web site ( answer virtually any further conceivable question or issue.

This of course is a serious appeal. Usury is not only terminal; its perpetuation requires usurpation, and that usurpation largely explains the undesirable world as it is. You will have no representation so long as there is apathy toward privatized currencies, which obviously have been imposed upon us for the very purpose of the multiplication of unearned profit which is responsible for the specter of world wide monetary failure before us.

In the introductory quotes with which I began this page, Ayn Rand tells us that "Whenever destroyers appear among men, they start by destroying money." I translate this and the rest to mean, "they start by imposing interest to multiply debt upon the circulation, for money free from that multiplication is mankind's only protection from those men, and so, it is the only possible harbor of unsubverted moral existence."

At present, while 10,000 homes a day are going into foreclosure, the media those men own suppresses the truth, saying such remarkable, ongoing events — and all the related evidence not just of depression, but of utter world-wide failure — are only fueling "fears" of a severe recession. On the contrary, no distortion could be more conducive itself to engendering failure, because it asks us to remain ignorant of all the things we can no longer afford apathy.

Before putting this matter to rest then, let us consider the opposite, positive case of Rand's postulate:

When we are ready to deliver ourselves from oppression, necessarily, we will so understand first and foremost that "interest" can only multiply debt upon the obligated circulation, that no just person will refrain for a moment from assimilating the opposing, vital principle.

A succeeding republic of course must meet necessary minimal standards, first for deserving, and then for enforcing representation.

A truly positive people are not deterred from unity and purpose by a handful of usurers and whatever panderers, generations, or classes tie themselves to purse strings at so much cost to all the rest; they are not discouraged by anything from the good and due things people can readily achieve. Especially, they do not settle for less than ideals, when the ideal can be handed to them.

Here that ideal is. America used to be such a place; and no one in history has to look far to find that out.


"To find the players in all the corruption of the world, 'Follow the money.' To find the captains of world corruption, follow the money all the way."

mike montagne — founder, PEOPLE For Mathematically Perfected Economy™, author/engineer of mathematically perfected economy™ (1979)

© COPYRIGHT 2009, by mike montagne and PEOPLE For Mathematically Perfected Economy™.


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While 12,000 homes a day continue to go into foreclosure, mathematically perfected economy™ would re-finance a $100,000 home with a hundred-year lifespan at the overall rate of $1,000 per year or $83.33 per month. Without costing us anything, we would immediately become as much as 12 times as liquid on present revenue. Transitioning to MPE™ would apply all payments already made against existent debt toward principal. Many of us would be debt free. There would be no housing crisis, no credit crisis. Unlimited funding would immediately be available to sustain all the industry we are capable of.

There is no other solution. Regulation can only temper an inherently terminal process.

If you are not promoting mathematically perfected economy™, then you condemn us to monetary failure.

© Copyright 1979-2008 by mike montagne and PEOPLE For Mathematically Perfected Economy™. ALL RIGHTS RESERVED.Copyright 1979-2008 by mike montagne and PEOPLE For Mathematically Perfected Economy™. ALL RIGHTS RESERVED.

PEOPLE For Mathematically Perfected Economy™, Mathematically Perfected Economy™, Mathematically Perfected Currency™, MPE™, and PFMPE™ are trademarks of mike montagne and PEOPLE For Mathematically Perfected Economy™, The trade name, Mathematically Perfected Economy™, may only be used, and may freely be used, only by permission, and only by countries complying with the prescription for Mathematically Perfected Economy™ herein.

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