PEOPLE For  Mathematically Perfected Economy™ (PFMPE™)  :  mathematically perfected economy™ (MPE™) is the singular integral solution to 1) inflation and deflation, 2) systemic manipulation of the cost or value of money or property, and 3) inherent, irreversible multiplication of debt in proportion to a vital circulation, engendering inevitable systemic failure at a finite system lifespan defined by an inevitable, terminal sum of insoluble debt. Mathematically Perfected Economy™ is every prospective debtor's right to issue their promise to pay, free of extrinsic manipulation, adulteration, or exploitation of that promise, or the natural opportunity to make good on it.

MORPHALLAXIS, January 14, 1979.


"It is the common fate of the indolent to see their rights become a prey to the active. The condition upon which God hath given liberty to man is eternal vigilance; which condition if he break, servitude is at once the consequence of his crime and the punishment of his guilt."

John Philpot Curran

mike montagne


So when G. W. took over steering the dynasty which only drives itself to collapse under insoluble debt, it was still "the economy" for which all the more would be swept to the mountain heaped under the rug. Until recently he assured us every day was rosy; and as his days now come to a close, he reassures us it's not time to "over-curreck."

Day and night now, the predators who put him in office are out to make sure they get their last share of the loot when the musical chairs tune stops playing. The people will pay. The people will pay. The people will pay — never the clan whose very purported "business" is only to take ever multiplying unearned gain from them.

After all, if it is right, then it is right even to the very end, isn't it?

Look around you as the smell rises from your gutted country and all the facades of usury fail. Notice one thing: When things turn sour, what are usurers compelled to do?

To save the hour for the last further iota of unearned taking, they are always, always, always compelled to restrain interest.

Ah... and when they can no longer think to suffer their cost of reducing your interest further, they will condemn you to a vanishing circulation which you can no longer afford to replenish by sufficient further borrowing. And that's when meeting their interest makes sustaining the necessary commerce impossible.

So no, "It's not 'the economy,' stupid; it's 'the interest.'"

It's the interest. It's the interest. It's the interest.

Sunday, April 6, 2008


In the obvious sums of absolutely stupendous *insoluble debt* mounting everywhere about us, thousands of years of empirical testament concur with a proposition which has already been consistently demonstrated for 35 years, that mathematically perfected economy™ is the singular integral solution to 1) inflation and deflation, 2) systemic manipulation of the cost or value of money or property, and 3) inherent, irreversible multiplication of debt by interest.

For 35 years, our country could have retained its vanished industry. Not only could we have remained the most prosperous nation in the world, we would not have seen the phenomenal redundant declines we have in education, availability of health care, and so forth. We might instead have been paying $50 a month against our houses. The Reagan Administration would not have tripled the national debt of the entire previous history of our country in a mere seven years. We would not have plummeted during those same seven years from "the world's greatest creditor nation" to its lowliest debtor nation; for in mathematically perfected economy™, and in mathematically perfected economy™ alone, debt never, never, never can exceed wealth.

In other words, in mathematically perfected economy™ alone, all the wealth we produce is afforded at no more cost or indebtedness than the wealth; there are no creditor or debtor nations, because wealth can only balance or exceed debt, and because there is no case for needing to borrow "from other nations" ["other nation's" *central banks*/usurers]; there is no such thing as a creditor or debtor nation — never, ever afterward.

In mathematically perfected economy™, the present mounting disaster — and all the mounting artificial injuries which manifest all the way to that inevitable disaster — are impossible. Insoluble debt itself is impossible, because all debts, at all times, can always be solved from the very existing circulation.

The very Bible forbids usury, presumably for the very reasons presented by this material; and the very fact that interest can unequivocally be understood to equate to usury (as is consistent with Biblical usage), likewise can only be understood from the fact that interest inherently and irreversibly multiplies debt in proportion to a circulation.

The fact "interest" can only multiply debt into "usurious" sums of debt is an underlying fundamental of this whole body of work, vital to that understanding of Biblical usage. The term usury is re-surfacing across the world in its proper context on account of what that meaning reveals.

Mullins and others do not focus on "money created out of thin air" because they understand or even assert that debt is inherently and irreversibly multiplied by interest, even to collapse under insoluble debt. What with all the said pros and cons not about the rectitude or inherent ramifications of interest, but instead purporting to be determined by an undisclosed, unknown, and even unheard of process ostensibly determining a legitimate rate, what history or paper otherwise then expounds inherent, inevitable collapse as a formal proposition, even from which real solution can emerge?

Perhaps the lack thereof is only because the known consequences of inherent multiplication of debt by interest have otherwise already been so much as erased from history.

Ron Paul however now borrows my 35-year-old, original term, *insoluble debt* from this very body of work, even as said dynamic form of debt can only be understood from no less than the very equivalent of this original body of work — the incontrovertible deductions of which yet somehow vary widely from Mr. Paul's interpretations.

How can I say so?

Because Ron Paul's people even confess to take interest in these pages; and because debt is only "insoluble" *"if" interest inherently and irreversibly multiplies debt in proportion to a circulation*: then and then alone is it impossible to solve the sum of debt.

This body of work introduced that proposition; and has already demonstrated that proposition for 35+ years.

Without meeting these standards of qualification, Mr. Paul therefore recklessly advocates a number of critical ("Austrian"?) propositions.

Among them are:

  1. the idea that there is an excessive circulation; and that this purportedly excessive circulation is destroying the value of the dollar.
  2. that the gold standard will avert the present such destructive processes.
  3. that "fiat" currencies have always failed (presumably implying that *paper* currencies will always fail).

As Mr. Paul thus only borrows from appealing pieces which have no conclusive tether to solution, those whose future yet hinges on solution nonetheless celebrate Mr. Paul as today's Thomas Jefferson.

But to what accord?

I myself am not appeased that the comparison would be so becoming to Mr. Jefferson, whose differences in matters of monetary discipline are marked. After all, Jefferson himself explained that if the American People ever allowed banks to issue their currency, that by a process he cryptically expresses as "inflation and deflation," the banks and [inevitably bank owned] corporations which would grow up around *us* would deprive the people of all property, until their children woke homeless on the content their forefathers had conquered.

How can you possibly understand Jefferson's hermetic expression unless you understand this material's proposition that "interest" inherently and irreversibly multiplies debt into usurious, even terminal sums of debt; and how from that can you deduce anything but to eradicate interest?

If as Mr. Obama on the other hand reminded us, "We are the ones whom we have been waiting for"... then where are we going, and where can we go, but mathematically perfected economy™?

Mr. Paul otherwise has backpeddled from advocating termination of the so called Federal Reserve. He has since even advocated "competing" currencies, in which assumably [because he does not advocate eradicating interest], *interest* will be tolerated. From there he backpeddled to advocating transparency — and from there, even recently, to giving these private institutions of usury full power to respond to the very emergency their graft itself, alone engenders.

I can only presume this is because Mr. Paul himself recognizes he knows no better. But I certainly remain all ears for a full explanation.

I think myself that quite contrary to the pattern of evasion and counter-assertion, that the real Thomas Jefferson would have heard me; would have sent for me; would have engaged in immediate, earnest discussion.

I leave it to posterity to determine for itself whether Mr. Jefferson's expression marks a parallel, earnest quest for the proposition of mathematically perfected economy™; but I tell nonetheless that when I first heard Mr. Jefferson's words cited in a presentation by a Mr. Jacques Walker regarding early American colonial economic history, that it was obvious only on account of an existing understanding of inherent, terminal multiplication, that Thomas Jefferson must have been thinking too that interest inherently and irreversibly multiplies debt (his "deprive"), even to complete dispossession (his "homeless").

In fact, even Mr. Walker was surprised when after his presentation we discussed the account he had given of the American colonial economy as practically equivalent to a mathematically perfected economy™.

Mr. Paul does not advocate eradicating interest or solving inflation and deflation. He does however complain about something he calls "inflation," but he cites neither data or theory which would demonstrate his interpretation of "inflation" can even exist (see the PFMPE™ Home Page for further refutation of the asserted form of "inflation").

Similarly, he advocates returning to the gold standard, which may not even be mathematically possible; which can never sustain commerce requiring a circulation exceeding monetary reserves; and which (of great immediate importance) has absolutely no power whatever to arrest multiplication of debt by interest.

Mr. Paul too seems often to imply there is an excessive circulation. But if the circulation is far less than the existent wealth everywhere around us, how is it even possible we suffer inflation?

By definition, the circulation is in fact deflated. But if indeed we suffered from too much circulation, why do we not pay off our debt; why are we even incapable of it; and how would it hurt us to have more money, that we *might* better sustain ourselves against debt?

These of course are rhetorical questions, which only a veritable solution can answer.


Ron Paul has said that every "fiat" currency *in history* has failed.

This assertion could be absolutely positively correct (even as I can think of probable exceptions); but still there is a problem with the statement, because it does not cover all the bases, and because it introduces a critical potential to obstruct solution, particularly if it is taken to be intended to apply against a case Mr. Paul may or may not intend:

  1. Suppose in a first case for instance that no matter how much wealth we produced, somehow an inexhaustible supply of gold (as Mr. Paul prefers) could serve as tokens for that wealth; and that we exchanged the wealth readily by these tokens. As in a union of uninjured barter, the gold tokens served only to represent the equivalent quantity of wealth.

    We never could and never did use the tokens for anything but to exchange the wealth; and by some fortunate mechanism, we were forever ensured that we could always exchange the tokens for just what wealth they were originally intended to represent.

    How then could we possibly be injured by using these inert tokens as money?

    What then does it matter what the tokens are made of?

  2. Now let us suppose in a second case of course that the tokens are made of paper.

    How can we possibly be injured by paper tokens, subject to the same conditions?

So the distinguishing factor upon which the truth of Mr. Paul's oft repeated assertion hinges, is that *all* the aforesaid "fiat" currencies in history were subject to interest.

The destructive issue we know then, because the idea that a form of money can injure us *because it is paper* is itself laughable. Every fiat currency in history (so far) failed not because it was paper, but because the tokens of wealth were subject to interest.

Make the money out of copper or silver or a material so rare no quantity of it exists or a material in such endless quantity it will always exist in excess; and the representation of the wealth will fail if it is subject to "interest."

What singular fortunate mechanism alone can forever ensure that we can always exchange the tokens for just what wealth they were originally intended to represent?

Mathematically Perfected Economy™.

Only where a currency *not* subject to interest is circulated in quantities *always* equal to the remaining value of the related assets *can the money always be exchanged for just what remaining wealth it was originally intended to represent.

*Never* in history has such a currency failed.

I assert then that unlike Mr. Paul, Jefferson would have listened to these principles; that mathematically perfected economy™ would have made perfect sense to him — and even because Jefferson himself all but arrives at mathematically perfected economy™.

While I agree in basic terms with Mr. Paul's overall disposition in other areas of very important concern, I am therefore quite disappointed not only with his campaign's evasion of mathematically perfected economy™, but with their many unqualified and disputed counter-assertions, which can prove such a dangerous impediment to the understanding necessary to solution in an accountable republic. It is my presumption nonetheless that mathematically perfected economy™ will eventually put the right candidate in the White House — the one candidate who can and will solve this vital issue, which itself will enable us to solve many further, dependent vital issues.


"To find the players in all the corruption of the world, 'Follow the money.' To find the captains of world corruption, follow the money all the way."

mike montagne — founder, PEOPLE For Mathematically Perfected Economy™, author/engineer of mathematically perfected economy™ (1979)

While 12,000 homes a day continue to go into foreclosure, mathematically perfected economy™ would re-finance a $100,000 home with a hundred-year lifespan at the overall rate of $1,000 per year or $83.33 per month. Without costing us anything, we would immediately become as much as 12 times as liquid on present revenue. Transitioning to MPE™ would apply all payments already made against existent debt toward principal. Many of us would be debt free. There would be no housing crisis, no credit crisis. Unlimited funding would immediately be available to sustain all the industry we are capable of.

There is no other solution. Regulation can only temper an inherently terminal process.

If you are not promoting mathematically perfected economy™, then you condemn us to monetary failure.

© Copyright 1979-2008 by mike montagne and PEOPLE For Mathematically Perfected Economy™. ALL RIGHTS RESERVED.Copyright 1979-2008 by mike montagne and PEOPLE For Mathematically Perfected Economy™. ALL RIGHTS RESERVED.

PEOPLE For Mathematically Perfected Economy™, Mathematically Perfected Economy™, Mathematically Perfected Currency™, MPE™, and PFMPE™ are trademarks of mike montagne and PEOPLE For Mathematically Perfected Economy™, The trade name, Mathematically Perfected Economy™, may only be used, and may freely be used, only by permission, and only by countries complying with the prescription for Mathematically Perfected Economy™ herein.

THANK YOU FOR VISITING PEOPLE For Mathematically Perfected Economy™!


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