PEOPLE For  Mathematically Perfected Economy™ (PFMPE™)  :  mathematically perfected economy™ (MPE™) is the singular integral solution to 1) inflation and deflation, 2) systemic manipulation of the cost or value of money or property, and 3) inherent, irreversible multiplication of debt in proportion to a vital circulation, engendering inevitable systemic failure at a finite system lifespan defined by an inevitable, terminal sum of insoluble debt. Mathematically Perfected Economy™ is every prospective debtor's right to issue their promise to pay, free of extrinsic manipulation, adulteration, or exploitation of that promise, or the natural opportunity to make good on it.

MORPHALLAXIS, January 14, 1979.



You have been telling the people that this is the Eleventh Hour.
Now you must go back and tell the people that this is The Hour.

Here are the things that must be considered:

Where are you living?
What are you doing?
What are your relationships?
Are you in right relation?
Where is your water?
Know our garden.

It is time to speak your Truth.
Create your community.
Be good to each other.
And do not look outside yourself for the leader.

This could be a good time!
There is a river flowing now very fast.
It is so great and swift that there are those who will be afraid.
They will try to hold on to the shore.
They will feel like they are being torn apart, and they will suffer greatly.

Know the river has its destination.
The elders say we must let go of the shore, push off toward the middle of the river,
Keep our eyes open, and our heads above the water.

See who is there with you and celebrate.
At this time in history, we are to take nothing personally, least of all ourselves!
For the moment we do, our spiritual growth and journey comes to a halt.

The time of the lonely wolf is over.
Gather yourselves!
Banish the word struggle from your attitude and vocabulary.
All that we do now must be done in a sacred manner and in celebration.

We are the ones we have been waiting for.

Preserved in credit and honor of The Elders of the Oraibi, Arizona Hopi Nation

mike montagne

Ideals, like real principles, never expire. Hope is eternal then because one of us will desire rectitude, and because so long as one of us will, oppression will be repulsed.

The progress of humanity is inevitable because in the scheme of all things, allowing its fruition is a mere matter of listening to our greatest gifts. Why then ever resist positive change; and why ever delay positive change for a single moment?

Monday, April 21, 2008


Dear Mr. Obama,

At this juncture of the presidential campaign, my appeal prefers and certainly expects to match your audience.

I say not in disrespect that at this point of my own wars I have grown tired of hollow or trivial appeals for change. But I say this in the way of gentlemen truly interested in what is best for the country they share, because I envision that my proposition of mathematically perfected economy™ is the vital missing piece to your campaign — one our country therefore can benefit greatly from.

At this point of course, it is only a matter of far-reaching hope and aspiration that I attempt yet again to find your attention. In part of course I am encouraged by your assertion that change must percolate from the bottom up, for if indeed you take that not only as I, but as the founders of our country acted upon it as their very justifying principle, then indeed together I hope we will remake our country as they did.

I introduce my proposition then only with a letter I sent over the weekend by several other channels, hoping of course that it would reach you:

Dear [Oregon representative to Mr. Obama],

Thank you for at least sending the link to Mr. Obama's economic outline; but I hope, especially considering the futile material there, that you will at least consider forwarding my proposition of mathematically perfected economy™ to the man who may yet become our next president.

Why do I say "futile," and "yet," entirely without malice?

I say "yet," because the material I am about to present would be critical to his succeeding at perhaps the most crucial aspect of his service to us; and conjointly I say "futile" because, as is the case for Mr. Obama at this point of the campaign (as well as for the other contenders), a considerable procession of presidents have in fact even "knowingly" (in their own unqualified estimations) tread the ground Mr. Obama is about to step onto, likewise without addressing the fundamental cause of the indebtedness which presently threatens to destroy us. Yet if you look back 30 and more years, you will clearly see by the guidance of this material, the destructive pattern which mounts into the prospect of the present "economic" catastrophe; you will see indeed that having too been provided the material herein, it was the inaction, indifference, and indisposition of those who came before which is responsible for present events... the very events and conditions Mr. Obama must find the solution for, if he is to succeed (and we are to succeed); and so I believe if you are a reasonably capable man, that if you think about it even casually regarding the present material, you will realize not only that those presidents before Mr. Obama failed, but that Mr. Obama's economic outline itself ventures only to work within the same impossible constraints of his failed predecessors.

That of course would be a serious problem, because it could only mean Mr. Obama is neither ready nor right on day one, for an "economic" failure which may reach depths he has yet to appreciate, even before the election. The issues of this letter will prepare him to embrace solution, while if solution of the matters before us is truly singular as I say, rejection of this appeal would signify on the other hand that he is not even willing to probe the areas of thinking which are vital to solution.

How did Mr. Obama's predecessors fail?

They failed in a similar fashion as I imply by my reference to rejection: I provided the Reagan Administration for instance with a) mathematic proofs his proposed 3 years of 10% reductions of federal taxation would not even offset overall price inflation exceeding 10%, much less solve its causes; b) a mathematic proof that a process we can readily solve can only multiply debt into eventual collapse under terminal, insoluble debt (much as would be the real underlying cause of the First Great Depression); and c) computer models capable of calculating the maximum possible lifespan of any purported economy subject to interest, which accurately projected then, from Mr. Reagan's first term, that as opposed to the some $150b of federal debt accumulated under the Carter Administration which, you may remember, Reagan literally called "unforgivable," Mr. Reagan would triple the federal debt of the entire previous history of our country. The truths of the materials I submitted Mr. Reagan are probably the reason David Stockman resigned as Director of OMB. Owing to Mr. Reagan's evasion of the singular solution to the underlying issue which he was presented in time to avoid all the consequences to the present, the United States at that time descended from the so called greatest creditor nation in the world to its lowliest debtor in 7 years. Contrary to his projection of balancing the budget, Reagan accumulated 20 times the "unforgivable" debt Mr. Carter accumulated; and the strife between Mr. Reagan and Mr. Stockman therefore was all about Mr. Stockman being indisposed to hide the mounting calamity. Even Mr. Clinton, who claims falsely to have balanced the federal budget, failed, despite my counsel, to arrest a process which, even at escalating rates, inherently multiplies debt in proportion to our potential to service debt, until the economic collapse we can see just ahead, soon enough arrives. I have presented every American President since and including Gerald Ford the material I hereby offer you.

That is, many men who "served" (or failed to serve) in the highest office of this land not only failed; they turned their back on solution (as you too may or may not now do); and so, now we are faced with a critical issue portending world-wide economic failure, the solution of which I want only the opportunity to prove to Mr. Obama is outside the present Obama box. If I have not already, I will make that sufficiently clear in the next few sentences of this letter; and all I ask in return is that if you reject those few sentences, you at least reply with a "no thank you," that I can exhaust other channels. But I would also appreciate for the sake of record and integrity (even if I will not ask), any good reasons you might have for such a rejection.

There are of course those who deny what I am about to sufficiently demonstrate, but I believe Mr. Obama can find the truth from what I will submit, and what I trust you will realize is so important as to pass on to him. I frankly would not want to be the individual who failed to give this material the green light.

There is a process our purported economy is subject to. It is no longer discussed openly at least in political circles; and though I certainly do smell substantial corruption, I tend to believe that somehow the typical disposition of today's representative (if there is either such thing) is such that though they may understand at least intuitively what I am about to explain, they fail to behold the whole of the implications; they deceive themselves that mere dogma justifies the present, destructive course; they don't realize directly from a critical process that inevitable failure alone is engendered by said process — and in turn that there is one and one only solution to the whole of the issues before us. To understand therefore is to excel beyond this hypothetical caliber of representative, to the potential solution of our critical issue.

Such a person would be a president of course whom practically all of us would unite behind. Perhaps he would be the first president even since Lincoln, at least since Kennedy, who gave divine context to the usually hollow appeal for some relatively undefined change — "change" which in this case, is presently incapable of solution.

Mr. Obama is aware certainly that there is no legalese, theorem, or proof which demonstrates the ostensible or purported legitimization of "our" "economic" system. The whole pseudo science, "economics," itself is bereft of such a formal theorem, and such a crucial, inseparable proof which we could all readily cite, if there were any veritable public knowledge of such a thing, to demonstrate unequivocally that no, the present system is in fact sustainable. Nothing whatever establishes the ostensible fact however, that it is even possible to maintain a circulation subject to interest without suffering perpetual, irreversible multiplication of indebtedness in proportion to the circulation which is obligated to service the debt, until the system inevitably collapses under a sum of debt it eventually can no longer afford to service.

Now I realize that to many of us, either side of this idea may seem at first to be preposterous, until we give each just the least credence the opposed propositions deserve; for if on the one side we stay with the status quo as Mr. Edwards recently put it... then we blindly run the risk of simply watching insoluble debt, already far beyond our means... continue to amass everywhere about us, in further exceeding proportion to our means. Nothing however/therefore could be more reckless and negligent than to evade a penetrating question of the prospective need for extrinsic solution, because the very accumulation of debt that course denies is right now everywhere a person can possibly look.

It isn't just an established, dogmatic fact then that people simply "borrow too much," or that we make ourselves too dependent on credit. How do we maintain a circulation subject to interest, but by re-borrowing whatever we are obligated to pay out of the general circulation in the way of principal and interest?

Because in fact then, we have to re-borrow practically/virtually all of that to maintain a circulation, *the sum of debt therefore inherently and irreversibly increases periodically, so much as periodic interest on the sum of debt*, until in fact such a sum of debt is generated that remaining commerce collapses under the weight of it.

What we pay against principal obligations is re-borrowed as a subsequent debt, equal to the former it would otherwise resolve — making it impossible to pay down the sum of debt if we merely maintain a circulation. But because interest paid out of the general circulation counts none against the existent sum of debt, thus our need to re-borrow periodic interest to maintain a circulation, periodically and perpetually increases the sum of debt by so much as the periodic interest on the sum of debt.

Of course, this is in fact even how said computer models furnished to the Reagan Administration accurately projected the accumulation of debt to now, according to patterns of administered interest and circulation "growth." Pick the pattern of interest and circulation growth; and my models determine a maximum possible lifespan. In 1983, they calculated for the practiced patterns a maximum practical lifespan to approximately 2010 AD; and it can of course be argued we have entered the phases of inevitable collapse.

But thus debt inherently and irreversibly multiplies in proportion to the circulation which must service the sum of debt, even by inherently escalating increments of ever greater periodic sums of interest, until we collapse under what I am merely going to tell you is a purposed, wholly artificial sum of debt:

All but a rate of interest so minuscule as to be equaled or exceeded by consumption of production by banks, inherently multiplies debt in proportion to a vital circulation, until inevitable collapse. This of course is a range of interest which modern central banks and their extensions will never practice.

So this is the conundrum Mr. Obama faces; one in fact with only one solution — a solution none of his predecessors dared entertain; and a solution which isn't just yesterday's idea of what color to paint or not to paint the barn.

I have more or less 35 official years in this issue so far, and something over 40 unofficially.

I hope then for some obvious reasons, and for many less obvious reasons as well, that Mr. Obama will take the opportunity to visit my web pages ( where the relevant matters are much further accounted for. I have substantial reservations about advisers doing so on his (and our) ostensible behalf, particularly because they seem a bit too often to me at least to be so dedicated to alternate agendas which so far have never worked, that they "somehow" nonetheless will stand in the way of getting even such an important thing done.

The first page of our site, PEOPLE For Mathematically Perfected Economy™, if not the first few pages, should get Mr. Barack Obama to a place where he can see the forest despite the trees. But if he is a man of the vision, beyond the political skills vital to succeeding as such an event-making president as the next 4 years will certainly require, I believe he will be inclined to spend considerable hours with what may be perhaps the most compelling material he ever imagined.

So I close by a) asserting there is one and one only integral solution to 1) inflation and deflation, 2) systemic manipulation of the cost or value of money or property, and 3) inherent, irreversible multiplication of debt by interest; and by b) providing a basic overview of what establishing mathematically perfected economy™ (the same proof) entails:

a.1) Barack will surely realize already that to solve inherent, irreversible (and inherently escalating) multiplication of debt by interest (3) entails eradicating interest.

On raising this proposition of course, many people, assuming that a privatized currency is justified despite its singular ramification of collapse under insoluble debt, reject the whole of the solution without ever recognizing that the people's promises to pay are only made good by the people; and that privatization of the currency, and thus publication of our promises to pay *each other* are made no better, and certainly far worse, by the ramifications of "interest." Eventually, interest makes our promises to pay, to service, and to further multiply artificially multiplied sums of debt... impossible to fulfill; and that day good ladies and gentlemen is just around the corner, if not here already.

a.2) Furthermore, if inflation and deflation are defined respectively as increases or decreases in circulation per related assets/production, then the most elementary mathematic skills readily understand that there is one and one only solution to inflation and deflation (1), this being maintenance of a circulation which is at all times equal to the remaining value of the related assets/production.

a.3) Finally then, because the cost or value of money or property are systemically manipulated only by way of interest, inflation, and/or deflation, then systemic manipulation of the cost or value of money or property (2) is solved only by the combination of the first and third aspects of said singular, integral solution.

This then rounds out solution of all the classes of injury a purported economic system presently inflicts upon its subjects.

b) So mathematically perfected economy™ ultimately is simply a singular prescription for true economy, without inflation, deflation, systemic manipulation of the cost or value of money or property, and/or inherent multiplication of debt by interest; and all this is accomplished by a simple formula for circulating the currency:

The *people* issue their promises to pay to each other, certified and guaranteed by the present legal processes applied to debt. The money however is not subject to perpetually multiplying unearned profit (as forbidden by scripture); and the resultant obligations to pay are paid at the rate of consumption or depreciation of each related asset (which rates are to be understood to be equivalent).

Thus in the case of a $100,000 home with a 100-year lifespan, a) representative government certifies and guarantees the credit-worthiness of the debtor; b) $100,000 is issued to the owner/builder; and c) the debtor pays the resultant $100,000 obligation off at the rate of depreciation/consumption... which overall, is $1,000 per year, or $83.33 per month.

Obviously then, we would suffer virtually no homelessness or "credit crisis" whatever under mathematically perfected economy™, and yet one of the Senators arriving late to the recent Petraeus/Clark hearings which Mr. Obama attended, excused his attendance of another meeting by announcing to the respondents that 8,000 homes were entering foreclosure every day in this country. Here, a mere few weeks later, we see people are starving all over the world, because prices have been driven upward just as housing prices have been artificially driven upward, while the one thing which inevitably drives all prices upward is interest (and further manifestations of unearned gain, competing with interest, in the name of "free markets").

So not just our own country, but the world depends on the solution we may or may not implement here.

And indeed then, Mr. Obama's opportunity is to be a uniter.

I anticipate then that Mr. Obama will realize that if what I offer up to you in the way of cause is true, then even as we endure the failure before us, we will be forced perhaps repeatedly even (should the duration of failure allow) to re-finance all debt. As mathematically perfected economy™ basically entails such a refinancing one time only, the question before us is simply *whether* to do the job right, that we and the world can continue to eat.

I hope then, if Mr. Obama is the caliber of man to do such a thing, that I will hear from him at his earliest convenience.

The matter of course is urgent; and so I am hopeful of serving Mr. Obama, our country, and the world, to the greatest of my abilities,

mike montagne, author of mathematically perfected economy™ (1979)


"To find the players in all the corruption of the world, 'Follow the money.' To find the captains of world corruption, follow the money all the way."

mike montagne — founder, PEOPLE For Mathematically Perfected Economy™, author/engineer of mathematically perfected economy™ (1979)

While 12,000 homes a day continue to go into foreclosure, mathematically perfected economy™ would re-finance a $100,000 home with a hundred-year lifespan at the overall rate of $1,000 per year or $83.33 per month. Without costing us anything, we would immediately become as much as 12 times as liquid on present revenue. Transitioning to MPE™ would apply all payments already made against existent debt toward principal. Many of us would be debt free. There would be no housing crisis, no credit crisis. Unlimited funding would immediately be available to sustain all the industry we are capable of.

There is no other solution. Regulation can only temper an inherently terminal process.

If you are not promoting mathematically perfected economy™, then you condemn us to monetary failure.

© Copyright 1979-2008 by mike montagne and PEOPLE For Mathematically Perfected Economy™. ALL RIGHTS RESERVED.Copyright 1979-2008 by mike montagne and PEOPLE For Mathematically Perfected Economy™. ALL RIGHTS RESERVED.

PEOPLE For Mathematically Perfected Economy™, Mathematically Perfected Economy™, Mathematically Perfected Currency™, MPE™, and PFMPE™ are trademarks of mike montagne and PEOPLE For Mathematically Perfected Economy™, The trade name, Mathematically Perfected Economy™, may only be used, and may freely be used, only by permission, and only by countries complying with the prescription for Mathematically Perfected Economy™ herein.

THANK YOU FOR VISITING PEOPLE For Mathematically Perfected Economy™!


Search     Search Web